Chapter One

Who We Are.

Sawyer Family Endeavors (SFE) is an expression of cutting-edge Financial Technology — fresh from the battlefields of Wall Street and Main Street.

We designed, developed and deployed best-of-breed payment solutions for Money Center Banks. Now, we can bring these solutions to your enterprise. We especially target small and minority-owned businesses.

The electronic payment industry is fast-moving; the early bird gets the worm, and fortune favors the brave ones who adopt cutting-edge technologies first.

This is our origin story: we convened to launch a start-up bank — First Sovereign Bank of Texas (FSB). But the actuality of any depository institution is strict regulatory guidance from the Federal Reserve Bank. Therefore there are unavoidable barriers-to-entry to engage as a banking start-up.

Before we could emerge as a new depository institution, we must provide a Proof-of-Concept on our technologies, practices and procedures. A technology / processing company, focusing only on merchant payment solutions, requires regulatory approval only from a sanctioning State jurisdiction.

SFE is that Proof-of-Concept, with the resources in hand now to deliver on this business model — immediately. Our mission is to engage enterprises to do more in this FinTech space with our systems and processes. This way they can be faster, stronger, better.

This is our art and science: to do more … with less.